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Article 313-14 into force since

  • Version into force since
ELI : /en/eli/fr/aai/amf/rg/article/313-14/20180103/notes

The manufacturer shall consider the charging structure proposed for the financial instrument, including by examining the following:

  1. financial instrument's costs and charges are compatible with the needs, objectives and characteristics of the target market;

  2. costs and charges do not undermine the financial instrument's return expectations, such as where the costs or charges equal, exceed or remove almost all the expected tax advantages linked to a financial instrument; and

  3. the charging structure of the financial instrument is appropriately transparent for the target market, and does not disguise charges or make them too complex to understand.