23 April 2024 | Ombudsman’s Blog | Voluntary payments into a retirement savings plan (PER): employees need to be better informed about the tax consequences of their choice While the tax treatment of voluntary payments into the new retirement savings plan (collective company PER) is often advantageous, there are certain special features that should be fully understood before any payments are made into such a plan.My report this month provides a very concrete illustration of an account keeper's failure to provide…… Voluntary payments into a retirement savings plan (PER): employees need to be better informed … In 2020, Mrs G wanted to make a voluntary payment into her employee retirement savings plan (collective company PER) for … buy her main residence, she contacted her employee savings scheme account keeper specifically to obtain precise … |
22 April 2024 | Policy | Instruction DOC-2011-21 … preparation of a KIID and a prospectus, and reporting for employee investment undertakings … Investment management … or shareholders with prior information about employee savings (in particular the Key Investor Information Document … A PROSPECTUS, AND PERIODIC REPORTING FOR EMPLOYEE SAVING SCHEME FUNDS References: Articles 424-1 et seq. of the AMF … |
28 March 2024 | Policy | Position - Recommendation DOC-2011-25 … in order to check the compatibility of the contemplated scheme, both as regards flow processing and the information … blocked for a long period of time. Scope: CIS (excluding employee savings funds – FCPE in French Law) 2.2. Executing … |
28 March 2024 | Policy | Position - Recommendation DOC-2012-10 … Guide relating to employee investment undertakings … Investment management companies UCIT Employee savings scheme Policy This page is not available in English Position … |
01 January 2024 | Policy | Position - Recommendation DOC-2006-23 … the status of financial investment adviser? 2 1.3. Does employee savings advice fall under the status of financial investment … Advice provided to companies wishing to set up a savings scheme for their employees does not fall within the scope of … |
20 December 2023 | Policy | Position - Recommendation DOC-2020-03 Position-Recommendation DOC-2020-03 sets out the information on the consideration of non-financial criteria that French collective investment undertakings and foreign UCITS authorised for marketing in France may disclose. These provisions are described for the various regulatory documents (key investor information documents, prospectus) and…… (OPCI) and real estate investment companies (SCPI),2 employee investment undertakings, funds of alternative funds, … to those transitions efforts; - Collective investment scheme may make energy transition a key aspect of their … and real estate investment companies (SCPI),4 employee savings scheme funds, funds of alternative funds, and "Other … |
14 December 2023 | Policy | Position - Recommendation DOC-2012-19 … the board of directors, the second in command must be an employee of the asset management company and authorised, by … companies, securitisation investment funds, employee savings plan investment funds, etc.) whenever it is operated … its management into question. In a collective investment scheme, several categories of investors may be represented … |
04 December 2023 | Ombudsman’s Blog | Employee savings: please note that the employee savings plan cannot be released in several instalments on retirement Retirement is a key moment when it comes to employee savings. When an employee retires, they can request the early release of their employee savings plan on termination of their employment contract and, having now retired, the repayment of monies held in their employee retirement savings plan (PERCO).However, while retirement allows retired…… Employee savings: please note that the employee savings plan cannot be released in several … The employee savings plan is an employee savings scheme. The sums invested in this plan therefore become … |
17 July 2023 | Ombudsman’s Blog | When the introduction of the single retirement savings plan (Plan d’épargne retraite unique: PERU) creates misunderstandings among savers PERO, PERECO, PERIN… The PACTE Law came into effect in 2019 and profoundly altered the retirement savings universe, introducing new acronyms that are sometimes difficult for savers to distinguish from one another, especially when an additional character is added to reflect the ability for the employer to group the collective company retirement…… When the introduction of the single retirement savings plan (Plan d’épargne retraite unique: PERU) creates … existing prior to the PACTE Law) opened in the books of employee savings scheme account-keeper X. Mr L. specified to me that his … |
23 March 2023 | AMF news release | Employee savings: a sharp increase in awareness and ownership of employee savings schemes; support for employees and company managers should be reinforced A larger number of French employees know about employee savings schemes and possess at least one of them (PEE or PERCO collective retirement savings plan, for example), according to a study carried out by OpinionWay for the organisers of the Employee Savings Week (the AMF, AFG, the French Treasury Department, the General Directorate of Labour, and…… Employee savings: a sharp increase in awareness and ownership of employee savings schemes; support for employees and company … 47% of employees possess at least one employee savings scheme (an increase of four percentage points in three … |
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