News releases AMF: 2018

The Autorité des marchés financiers (AMF) and the Autorité de contrôle prudentiel et de résolution (ACPR) are warning the public against the activities of bil patrimoine and the website proposing investment services and savings accounts without being authorized to do so

Published on February 23, 2018

Following a number of reports from savers regarding the website and the entity BIL PATRIMOINE, the AMF and the ACPR are issuing a public warning.

Bil Patrimoine and the website are not authorized either by the AMF or by the ACPR to provide investment services or savings accounts contrary to their allegations.

The AMF and the ACPR recommend that investors do not take up these solicitations and do not communicate them to third parties, in any form whatsoever.

The authorities would also like to make clear that the details of the institution Banque international à Luxembourg, that is under the laws of Luxembourg and has no connection with or the entity BIL PATRIMOINE, are used in a fraudulent manner by them.

Lastly, the AMF and the ACPR reminds investors and individuals to follow these safety guidelines before making any investment: 

  • no advertising materials should make you overlook the fact that high returns always involve high risk;
  • learn as much as you can about the company or intermediary trying to sell you a product (authorisation/certification, company history, location of head offices, etc.);
  • only invest in a product you understand;
  • ask yourself how, and by whom, the purchase price or selling price of the advertised product is set, and find out the precise terms and timeline for selling the product, especially in cases where the product invests in an asset class with low liquidity. 


Do you have any questions? For all information, go to the following websites:
Assurance-Banque-Épargne Info Service : or call 0811 901 801, Mondays to Fridays from 8am to 6pm.
AMF : or call 01 53 45 62 00, Mondays to Fridays from 9am to 5pm.


About the AMF
The AMF is an independent public authority responsible for ensuring that savings invested in financial products are protected, that investors are provided with adequate information and supervising the orderly operation of markets. Visit our website


Press contacts:
AMF Communication Directorate - Caroline Richard - Tel: +33 (0)1 5345 6039 or +33 (0)1 5345 6028
ACPR Communication Departement - Dominique Poggi - Tel: + 33 (0)1 4995 4259 or + 33 (0)1 4995 4029  

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Legal information
Head of publications: The Executive Director of AMF Communication Directorate.
Contact: Communication Directorate – Autorité des marches financiers 17 place de la Bourse – 75082 Paris cedex 02